Q
“What is the profile of your typical client?”
- 我们服务的客户范围很广, 然而, the majority of our clients are in between the ages of 51-70, preparing for or already in retirement.
- Due to the increased complexity and challenges in today’s financial world, in more recent years we have broadened our services to include financial planning and investment management for younger families.
- We help people from numerous industries, 然而, have more recently specialized in helping those in telecommunications, 航空公司, 还有石油和天然气行业.
- While we try our best to serve all clients, our clients typically have a minimum of $250,可投资的资产. We do make exceptions for family or close friends of current clients, individuals seeking a second opinion or not pleased with their current advisor, or someone facing a major life-style change ie changing jobs, 离婚, 死亡, 婚姻, 继承.等.
Q
“I would like to meet with 十大博彩网站评级亚洲博彩平台排名公司.L.C. 来讨论我的经济状况. 我的下一步是什么?”
- We offer an initial meeting with our financial professionals, free of charge. This gives us a chance to meet you and understand your life goals. 反过来, we will share with you our life planning process, 投资管理理念, 以及我们的客户服务团队.
- By exploring and discussing your life goals, it will help us both determine if there is a good match between your needs and our philosophy and services. For more information or to schedule a meeting, please contact our firm at 713-977-3800.
Q
“I have my portfolio at several other investment firms. What advantages are there to discussing and possibly moving my portfolio to 十大博彩网站评级亚洲博彩平台排名公司.L.C.?”
- New clients often come to us with fragmented portfolios comprised of investments made over the years with no real long-term plan in meeting each of their life goals. While these investments seemed to be "a good idea" at the time, no one is watching or coordinating their overall portfolio to see if it truly supports or even coincides with their long-term life objectives. We will develop a written investment plan with you (updated daily) and see which investments are suitable and which are not. We will then help you consolidate these investments to simplify your financial life, so you can have peace of mind knowing that they are being professionally managed, specifically based on all your life goals.
- Another significant benefit is that we consider tax implications, 房地产的影响, and tax efficiency of asset allocation (taxable vs. tax-deferred) as part of your strategy. 专注于提高回报, reducing risk and helping minimize taxes are all part of the prudent personal financial management offered by our firm.
Q
“I have an account with a national brokerage house. 十大博彩网站评级亚洲博彩平台排名是什么.L.C. 不同的?”
- 十大博彩网站评级亚洲博彩平台排名公司.L.C采用团队方法进行分析, 发展中, and recommending changes to your current financial condition. All members of our team are at your disposal whenever you need to contact them.
- Another significant benefit is that we consider tax implications, 房地产的影响, and tax efficiency of asset allocation (taxable vs. tax-deferred) as part of your strategy.
- 专注于提高回报 and helping minimize taxes are all part of the prudent personal financial management offered by our firm.
- You will find a refreshingly 不同的 approach with us. We will spend a great deal of time listening and learning about your concerns and financial goals, 分析你的投资组合, and gathering data to help us construct your life plan.
- 作为好的倾听者的结果, we are able to make objective recommendations to create multiple portfolios that can meet several financial/life goals. 在一起, we will discuss the financial impact of any recommended changes so that you can make informed decisions.
Q
“How does 十大博彩网站评级亚洲博彩平台排名公司.L.C. do business and how are you compensated?”
- 十大博彩网站评级亚洲博彩平台排名公司.L.C. is a "fee-only" SEC - registered investment advisor. Our advice is unbiased, objective and solely based on our clients’ personal needs and objectives. Each investment management and/or advisory client has a fee deducted automatically from their account in arrears, based on the amount of assets under management.
- Please review our 阿德 Part II for full disclosure of all costs and fees. 点击 在这里 to view our 阿德 Part II and learn about all our costs and fees, which are disclosed therein.
Q
“十大博彩网站评级亚洲博彩平台排名是什么.L.C. 不同的 from other wealth management companies or financial planning firms?”
- The key difference between 十大博彩网站评级亚洲博彩平台排名公司.L.C. and other wealth management firms is our philosophy that your investment portfolio is a piece of your overall financial and life plan; it does not stand alone. Investing your money without first understanding your long-term goals just doesn’t make sense to us. 我们的技术, financial professionals are experienced in first listening to you about your goals, 然后制定行动计划, before ever making recommendations for your investment portfolio. Even if a formal plan is not necessary, we will ask questions to be sure your portfolio is designed to support your situation and needs. Most other "wealth management" companies focus only on investments and not your life goals. Part of the real value added is our consideration of the tax impact, 房地产问题, and other aspects of your situation so that your long-term wealth is maximized. We take pride in the depth of professionally trained staff to provide this expertise.
- We want our clients to rest easily with their investment decisions. 为了实现这一目标, our team of financial professionals will meet with you to help measure the level of risk you are willing to take when investing your portfolio. This is an essential piece of the planning process at 十大博彩网站评级亚洲博彩平台排名公司.L.C. The financial/life plan created for you will match your comfort level and risk tolerance for investing and will be updated daily, 不像大多数其他公司.
- We do not use a "cookie-cutter" approach when allocating your portfolio. Many wealth management firms have a "one size fits all" approach to investing, whereby all clients have the same portfolio, 不管他们需要什么.
Q
“What is 十大博彩网站评级亚洲博彩平台排名公司.L.C.投资理念?”
- 什么是“战略”?” A comprehensive plan to achieve desired goals, using available means, at acceptable risk.
- Our firm’s philosophy is to be long-term investors; and therefore, we believe that frequent trading does not benefit our clients. We continuously monitor your investments. Rebalancing is done to keep your portfolio aligned with your financial goals and risk tolerance.
- Many other investment firms focus on "returns." We focus on downside risk in addition to returns; we know our portfolios are positioned to glean strong returns if the market performs positively. Our portfolios are designed for steady growth over time; therefore, our clients should not experience the ultra-highs or ultra-lows of the market. 这有助于让他们安心. 我们想帮助客户睡得更好, 通过资产配置, when the inevitable bear market occurs.
Q
“Do you work with clients who live outside of the Houston area?”
- With continued improvements in technology and communications, we are able to work with clients who live throughout the United States. 无论你住在哪里, we will continue to manage your investment portfolio, 经常和你聊天, and remain focused on your financial goals and objectives.
Q
“My bank/Financial Advisor is offering me a "free" financial plan. 你的计划有什么不同?”
- The old adage that "you get what you pay for" is very true in this case. The financial plan that you will receive as a client of our firm is both comprehensive and client specific. This means we do not use scripted and overly-simplified, prepackaged planning software often used by large financial institutions. 通常, these types of plans are ultimately used as sales tools to introduce clients to proprietary products. They are often so generalized that they have low value to a client.
- 在大多数情况下, the safest way to project long-term financial security is to be as exact as possible in using facts and assumptions. We have seen simple plans that led to disastrous decisions and caused retired individuals to have to go back to work.
- Most financial plans are stagnant and “out-of-date” as soon as they are prepared. We use complex aggregation software to download account values nightly to create a “real-time” financial/life plan. We have the ability to aggregate accounts we manage and even accounts held outside of 十大博彩网站评级亚洲博彩平台排名公司.L.C.
